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Goal
Assessment
Assistance in defining and prioritizing your short and
long-term goals
Financial Planning Action
Checklist
A step-by-step guide of simplified actions necessary to
implement your plan and stay focused toward achieving your
goals. This checklist is used throughout the entire
financial planning process and is updated every time your
goals change. You have a simple way to know what happens
next, who is responsible and when it is to be completed. We
will lead you through every step of the way.
Annual
Updates
Financial Plans are updated annually to reflect changes
in your personal situation, new tax laws, investment
valuations and economic factors. Your Action Checklist is
updated at this time as well to measure yearly progress
toward your objectives.
Investment Policy Statement
Your Investment Policy Statement identifies the parameters
and organizes the objectives and strategies used to manage
your money using our Investment Management Service below.
Investment Management
Investment management consists of the day-to-day management
of all your assets according to your goals, as spelled out
in your Financial Plan and Investment Policy Statement
above. Portfolios are designed to deliver growth, income or
a combination of the two without compromising your desired
level of safety.
Investment portfolios are
managed by both us personally, as well as through the
selection of third party professional money managers.
Investment vehicles generally consist of:
-
Mutual Funds, Exchange
Traded Funds And Institutional Money Managers (U.S. /
International Stocks & Bonds)
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Alternative Investments
(U.S. &
International
Real Estate, Oil & Gas, Etc.)
-
Fixed & Variable
Annuities
Portfolio
Review Meetings
Each year, we review with you, in a simplified manner, what
tangible progress is being made towards your investment
goals. You will receive a summarized investment portfolio
review report showing year by year results. Strategies are
adjusted and investments are rebalanced.
Asset
Protection Review
Identification of potential threats to your financial health
and protection of assets along with a review of
alternatives, cost/benefit analysis of implementation, and
recommendations.
Coordination of Your Financial Team
For the services we do not personally provide, we either
work with your existing professional relationships or
introduce you to other competent professionals from our
network, including Certified Public Accountants, Estate
Planning Attorneys and Mortgage Consultants.
Quarterly
Newsletter
Updates written personally by RFC on a variety of
financial planning topics and other subjects, such as:
market commentaries, educational articles, and economic and
company news.
Saturday
and Evening Office Hours
We realize that many of our clients have very busy lives
between work and family that often makes it challenging to
schedule appointments during normal business hours. In
order to help accommodate, we regularly keep Saturday and
evening office hours for your convenience.
Invitations
to Annual Client Informational Events
These educational meetings provide an opportunity to
attend presentations on timely topics, network and discuss
issues of importance with your advisors and other clients in
a group setting.
Invitations
to Annual Client Appreciation Events
Each year we like to say “thank you” by providing an
opportunity to get together in an informal, relaxing
environment, and just have fun!
Team Approach
As a client of RFC Financial Planners, you gain
access to both Adam Finch and Michael Rautiola for all of
your financial planning and investment questions. All calls
are returned the same business
day, and a status report or solution is provided
within 24 hours. We want relaxed clients, who feel
comfortable, confident and in control of their finances and
their life. |