Sample Solutions

Each client has specific needs when planning for their financial future.  Below are some sample solutions we offer at RFC.
 

 
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CONTACT US
Address
529 S. Ashley St.
Ann Arbor, MI 48103 |
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Toll Free:
800.203.9117
Local:
734.272.4224
Fax:
734.864.0330

  Personal Financial Management
  • Tax Review & Analysis
  • Pre-Paid Legal Services
  • Identity Theft Protection
  • Plan For Major Purchases
  • Career Compensation Advice
  • Evaluate Home Sales/Purchases
  • Management Of Liabilities/Debt
  • Cash Flow Analysis & Savings Plan
  • Loan Pre-Payment Decision Making
  • Tax Advantaged Health Care Funding
  • Coordinate Tax & Investment Planning
  • Net Worth Statement Preparation & Analysis
  • Establish & Maintain Adequate Cash Reserves
  • Anticipate & Prepare For Life Events & Transitions
  • Review Current & Proposed Investment Asset Allocation
  • Analyze Tax Law Changes Impact On Investment Strategy
  • Determine The Most Appropriate Loan & Financing Structure
  • Planning Assistance For Facing An Unexpected Financial Crisis

Retirement Planning 

  • Cash Flow Projections
  • Establish Optimal Budgets
  • Retirement Income Planning
  • Goals & Values Clarification
  • Retirement Living Expenses Analysis
  • Determine Required Minimum Distribution Calculations
  • Determine Retirement Time Frames, Savings Goals, And Required Rate Of Returns
  • Identify The Most Appropriate Strategy To Receive Social Security & Pension Benefits

College Planning

  • Financial Aid Qualification
  • College Savings Funding Alternatives
  • College Costs Projections & Analysis
  • Student Loan Acquisition & Repayment

Estate Planning

  • Wills vs. Trusts
  • Medical Directive
  • Power Of Attorney
  • Estate Tax Planning
  • Transfer On Death Planning
  • Marital Credit Shelter Trusts
  • Charitable Gifting Alternatives
  • Review Beneficiary Designations
  • Insurance Strategies For Estate Planning
  • Control Of Future Taxable Estate Growth
  • Gifting Strategies For Spouse, Heirs & Family
  • "Wealth Replacement" Irrevocable Life Insurance Trusts
  • Coordinate Proper Titling Of Assets To Conform With Estate Distribution Arrangements

Risk Management 

  • Health Insurance
  • Disability Protection
  • Medicaid Consulting

  • Medicare & Medigap
  • Long Term Care Planning
  • Home & Automobile Insurance Review
  • Audit Current Life Insurance Arrangements

  • Employer Sponsored Retiree Health Care Plans
  • Insurance For Use In Business & Estate Planning

Investment Management

  • Research & Selection
  • Independent Screening
  • Strategic Asset Allocation
  • Quarterly Portfolio Reporting
  • Tax Efficiency Considerations
  • Allocate & Rebalance Investments
  • Suitability Review Of Investments
  • Continual Monitoring & Adjustment
  • Analysis Of Employer Stock Options

  • Determine Appropriate Degree Of Safety

  • Investment Principal Management Strategies

  • Oversee Third Party Professional Money Managers
  • Evaluate Employer Provided Retirement Plan Options

  • Coordinate With Financial Planning Goals & Required Rate Of Return
  • Tax Planning Investments Through Oil, Natural Gas, & Real Estate, etc.
  • Institutional Real Estate Investments

 Business Consulting 

  • Employee Financial Education & Retention
  • Establish, Administer, & Maintain Employee Retirement Plans
  • Identify Most Appropriate Employee Benefits & Retirement Plans
  • Succession Planning
  • Cross Purchases
  • Deal Negotiation
  • Insurance Strategies
  • Business Valuations
  • Develop A Succession Plan 
  • Analyze Terms Of Proposal & Payment
  • Business Valuation Enhancement Strategies
  • Identify & Screen Potential Successors Or Purchasers
  • Strategies To Transfer Businesses To Family Members
  • Work In Coordination With Succession Planning Team
  • Work With Attorneys To Structure Buy/Sell Agreements 
 
 
   

Securities offered through Sigma Financial Corporation, Member FINRA/SIPC

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