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We work with a variety of clients
covering a wide range of situations. Many of our clients tend to be 5-10 years
on either side of retirement. During this time many important financial
decisions need to be made, some of which are critical and/or irreversible. We
have found we can make the most positive impact on a client’s situation during
this important time.
Our clients
typically face life situations and issues such as the need
to:
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Determine what needs to be done now to secure a
comfortable retirement.
- Create
a reliable source of income in retirement.
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Balance desired safety with growth needed in managing
investments and savings.
However, we
also have a number of clients who aren’t nearly or recently
retired who also need assistance with their financial
lives. For example:
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Small
business owners or professionals who face unique cash
flow, retirement and succession planning needs,
often with complex family issues.
-
Retirees
looking to leave what they want, to whom they want, when
they want, with a minimum of taxes and maximum
control.
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Younger
professionals looking to get on the right path toward
their financial future.
Our clients tend to be busy,
family-oriented professionals, business owners and retirees. Many times they
are looking to organize and simplify their financial lives so they can
focus on what they enjoy most. They are financially comfortable, and live well
within or below their means. They pay themselves first, and their bills and
credit cards on time. They typically have little or no debt upon entering
retirement, and are financially comfortable in life.
Our clients
are able to achieve many goals, such as traveling, owning a
vacation home, or being able to gift to family, charity or
other heirs. A good example of someone preparing for
retirement might be a middle or upper level manager seeking
advice regarding stock options, as well as maintaining
work/life/family balance in their life. Or often, she’s a
recent widow who is wondering, “What will I do now? Do I
need to work? Have we saved enough money?”
Most of our
clients have saved some kind of nest egg. And while they
may be capable of managing it themselves, they value the
services of a professional team. They don’t have the time,
desire, or expertise to go it alone in the increasingly
complex world of finance. They are advisable, easy going,
and generally comfortable with who they are and where they
are in life.
We work with
clients who tend to be health conscious, place a high value
on personal growth and aspire for a greater sense of balance
in their lives. At this point in their lives, they are
aiming to secure their family’s future. They hire us as a
partner with the intention of eventually handing over the
entire day-to-day financial management to make sure their
loved ones are provided for.
RFC provides a
“one-stop comprehensive financial planning experience” for
those clients interested in increasing their financial
education and who are
capable, intelligent decision makers. They understand the
difference between financial planning and investing, and
recognize the distinction between temporary setbacks in the
market and still being focused on their goals. RFC offers a
simple, step-by-step process to help coordinate and manage
our clients’ financial lives so they can spend more time on
those things in life that cannot be delegated. |